Strategic Capital Management in Insurance Organizations

Authors

  • Olga Alekseevna Okorokova
  • Yuliya Makhdievna Makhdieva
  • Mikhail Gennad'evich Rusetskiy
  • Evgenia Nikolaevna Kovtun
  • Olga Nikolaevna Korotun

DOI:

https://doi.org/10.47059/revistageintec.v11i4.2268

Abstract

The actualization of the study is due to the need for a critical understanding of the capital management of insurance organizations at the present stage. The authors consider the mechanism of state regulation of the formation and strategy of capital management in insurance organizations in Russia, identifies the key parameters of financial stability, and evaluates the dynamics and structure of insurance reserves, as well as the profitability of their investment. The purpose of this study is to identify and analyze the development of the insurance market and its investment potential. The original approach of the mechanism for justifying the optimization of the capital of an insurance organization has been proposed. The authors prove that the expansion of the investment potential of insurers will increase the profitability of the use of capital. The authors rely on the regulatory framework. The empirical basis for the study has been presented from official sources and financial statements of insurance organizations. The article is debatable; the provisions and conclusions require further research.

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Published

2021-07-16

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Section

Articles