Volume 11 - Volume 11
The Impact of Credit Risk Management on the Moroccan Commercial Banking Sector
Abstract
The study aimed to analyze the credit risk management practices that the commercial banking sector
in Morocco is committed to and their impact on the banking sector.Accordingly, the study reached
many conclusions about the importance of applying the mechanism of transferring risks into credit
opportunities in the market, which can be achieved through diversifying the bank’s revenue schemes
in an optimal manner and correct compatibility with market requirements, which allows the bank to
use different sources of interest and fees granted from other areas of service that provided by the
Bank, rather than focusing primarily on loan portfolios. In addition, the study highlighted the
importance of the relevant specialist within the Bank to deal with more macroeconomic research.
Designed for market-based economies, other than adopting credit trend analysis alone, therefore,
depreciation of bank assets comes from a variety of market drivers, which have a fundamental role in
influencing the credit capabilities of the bank.
Paper Details
PaperID: 2600
Author's Name: Fatima Bellaali and Abdelhamid Al Bouhadi
Volume: Volume 11
Issues: Volume 11
Keywords: Credit Risk Management, Commercial Banks, Moroccan Banks.
Year: 2021
Month: September
Pages: 5713-5724